Personal · example account
Current balance
€15,420
+€640 since 1 Aug
This month
€1,204 left- Spent
- €2,146
- Planned
- €550
- Income
- €3,900
Upcoming
- · Electricity
- €120
- · Phone
- €30
- · Savings
- €400
Manual-first personal finance
Know where your money stands.
Track balances, spending, subscriptions, debts, and budgets inside one financial context. No bank connection required. No spreadsheet to maintain.
Free plan available. No credit card required.
Example values. Each account stays separate.
Manual first
You decide what gets recorded
7 currencies
EUR, USD, GBP, CHF, JPY, CAD, AUD
Free forever
Unlimited income and expense records
Export included
Keep a portable copy of your data
The useful parts of finance software. Less ceremony.
Rinalance keeps each financial context separate, then gives you the records, charts, and planning tools needed to understand it.
Balances with context
Organize cards, cash, bank balances, and investments inside the account they belong to.
Activity you can trace
Record income, expenses, and transfers. Review trends without maintaining formulas in a spreadsheet.
Commitments in view
Track subscriptions, recurring activity, debts, and monthly budgets without budget alerts or judgment.
Your records stay portable
Export your data when you need a backup or want to work with it outside Rinalance.
Start with the money you already know.
No bank connection is required. Set up one financial context, add its balances, and record money as it moves.
Create an account
Keep Personal, Business, or another financial context separate.
Add your balances
Set up the cards, cash, savings, and investments you want to track.
Record activity
Log income, expenses, and transfers against the right balance.
Review what changed
Use charts and statistics to check spending and balance movement.
Track for free. Pay when the limits get in your way.
Manual records, charts, multi-currency support, and export stay available on the Free plan.
Free
For focused personal tracking.
- 2 accounts
- 3 assets per account
- 5 subscriptions
- Unlimited records
- Charts & statistics
Premium
For more accounts and planning tools.
- 20 accounts
- 20 assets per account
- Unlimited subscriptions
- Budgets, custom categories, cash-flow forecast
- Email reminders, export & priority support
Built for people leaving money spreadsheets behind.
Use Rinalance when you want a clear manual system without turning personal finance into bookkeeping.
Expense tracker without spreadsheets
Track daily spending, income, transfers, accounts, and assets in Rinalance without maintaining a personal finance spreadsheet.
Explore this use caseRecurring expense tracker for subscriptions
Use Rinalance as a recurring expense tracker for subscriptions, renewal dates, billing cycles, and recurring costs in one personal finance dashboard.
Explore this use caseMulti-currency personal finance tracker
Track personal finances across EUR, USD, GBP, CHF, JPY, CAD, and AUD with automatic conversion to your preferred display currency.
Explore this use caseQuestions worth answering upfront.
Rinalance is a manual personal finance tracker. It is not a bank, broker, or tax product.
Does Rinalance connect to my bank?
No. Rinalance is manual first. You add balances and records yourself, so you decide what financial data enters the product.
Can I use it for free?
Yes. The Free plan includes 2 accounts, 3 assets per account, 5 tracked subscriptions, unlimited records, charts, statistics, multi-currency support, and CSV export.
Can I combine every account into one total?
No. Each account is a separate financial context. You switch between them instead of mixing Personal, Business, and other money into one dashboard.
Can I export my data?
Yes. Export is available on both plans, so you can keep a backup or use your records outside Rinalance.
Give your money one clear place to live.
Create a free account, set up one financial context, and start with the balances you already know.